What to Say to Your Landlord

When you talk with your landlord, explain the situation. Don't spend too much time describing your troubles, since you need him or her to know that the problem is temporary. Remember, to the landlord, you are a customer—not a friend.

In addition to suggesting your repayment plan, you also might note that you are taking steps to avoid the problem in the future.

Another way to pay your back rent is to ask the landlord if there is any work that can be done on the property. Hallways may need new paint or lawns may need attention. If the landlord agrees, you might be able to spend some evening or weekend time doing this work and decrease the amount of back rent you owe.

It takes great courage to face a problem. But landlords are more likely to be understanding if you seek them out. If a landlord has to corner you about the overdue rent, there may be little hope of working out a plan.

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