When to Talk to Your Landlord

It's a good idea to talk with your landlord as soon as you know you’re going to have trouble paying your rent. The longer you wait, the more your landlord will think that you're unwilling to pay the back rent. Then, he or she may start the eviction process.

Plus, you will save money if you work out a solution with your landlord before he or she starts the eviction process. There are legal costs involved with getting eviction papers. If you pay your back rent after the eviction has started, your landlord may want you to pay those legal costs, as well.

You might also want to contact a nonprofit consumer credit counseling agency such as the National Foundation for Credit Counseling (1-800-388-2227). These organizations can help restructure your debt payments.

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