Page 1
Page 2
Page 3
Page 4
Page 5
Page 6
Page 7
Page 8
Page 9
Page 10
Page 11
Page 12
Page 13
Page 14
Page 15
Page 16
Page 17
Page 18
Page 19
Page 20
Page 21
Page 22
Page 23
Page 24
Page 25
Page 26
Page 27
Page 28
Page 29
Page 30
Page 31
Page 32
24CommercialOfx16ceandRetailandIndustrialFacilityDevelopment1.x1eNewx1eMarketx1eTaxx1eCreditsx1ea.x1ex1eThesex1earex1etaxx1ecreditsx1ethatx1earex1efederallyx1eallocatedx1etox1eCertiedx1eDevelopmentx1eEntitiesx1eCDEx19sx1einx1emostx1ecasesx1ethesex1earex1enancialx1einstitutionsx1eexperiencedx1elendersx1eandx1einx1esomex1ecasesx1elocalx1egovernmentsx1eorx1edevelopers.x1ex1ex1eb.x1ex1eEachx1eCDEx1ehasx1eitsx1eownx1eallocationx1eplanx1ebasedx1eonx1egeographyx1eandx1eorx1elendingx1eactivity.x1ex1eThesex1eincludex1emanyx1esmallx1ebusinessx1elendingx1eindustrialx1edevelopmentx1ecommercialx1erealx1eestatex1eorx1ebusinessx1eexpansion.x1ex1eAllx1eprojectsx1emustx1ebex1elocatedx1einx1eeligiblex1elowx1eandx1emoderatex1eincomex1ecensusx1etractsx1edenedx1ebyx1ethex1eUSx1eTreasury.x1ec.x1ex1ex1eNMTCx19sx1ecanx1ebex1eusedx1ebyx1ethex1eCDEx1etox1elowerx1einterestx1eratesx1eorx1ecanx1egeneratex1eequityx1ebyx1ebeingx1esoldx1etox1einvestorsx1eforx1eax1especicx1ebusinessx1eorx1ecommercialx1eindustrialx1efacility.x1ex1eThex1egoalx1eofx1ethex1eprogramx1eisx1etox1esupportx1ejobx1ecreation.x1ed.x1ex1eForx1especicx1edetailsx1eonx1eNMTCsx1epleasex1ereferx1etox1ethex1efollowingx1esectionx1eofx1eEquityx1eandx1eDebtx1enancingx1esources.x1e2.x1eConventionalx1eDebtx1ea.x1ex1ex1eLoanx1etermx1ecanx1erangex1efromx1e5x1etox1e10x1eyearsx1eandx1eamortizedx1eoverx1eax1emaximumx1eofx1e25x1eyears.x1eDebtx1eServicex1eCoveragex1eDSCx1eisx1eusuallyx1earoundx1e1.20-1.25.x1ex1eb.x1ex1eIfx1ethex1eproposedx1etenantsx1earex1enotx1enanciallyx1estrongx1ethex1elenderx1emayx1erequestx1ethatx1eyourx1eorganizationx1ebecomex1ethex1emasterx1etenantx1eandx1ethatx1ethex1espacex1ebex1esub-leasedx1etox1eyourx1etenants.x1ex1eThisx1estructurex1ewillx1eprovidex1emorex1ecomfortx1etox1ethex1elenderx1ebutx1eyoux1earex1enowx1eonx1ethex1ex1chookx1dx1etox1emakex1esurex1ethex1espacex1eisx1eleased.x1ex1eThisx1emayx1ebex1eax1esolutionx1eifx1eyourx1eorganizationx1ecanx1emovex1eitsx1eprogramsx1eorx1eofcesx1eintox1ethex1ebuildingx1eifx1ethex1eneedx1earises.x1ec.x1ex1eSincex1eloansx1earex1ebasedx1eonx1eDSCx1ethex1epermanentx1eloanx1eamountx1ewillx1enotx1ecoverx1ethex1eremainingx1enancingx1eneedx1ethusx1ethex1eneedx1eforx1eotherx1elocalx1estatex1eorx1efederalx1efunding.3.x1eGapx1ea.x1ex1eResidualx1ereceiptx1eloansx1eprovidedx1ebyx1egovernmentx1esourcesx1elocalx1eandx1estatex1efundsx1eb.x1ex1ex1ex1eDirectx1efederalx1eandx1estatex1egrantsx1eandx1efoundationx1esupport.x1ex1eNOTEx1ethex1evariousx1egrantx1esourcesx1eespeciallyx1efederalx1ehavex1everyx1estrictx1ejobx1ecreationx1erequirementsx1eandx1ethex1edeveloperx1ewillx1eneedx1etox1emonitorx1eandx1ereportx1eitsx1esuccessx1einx1emeetingx1ethesex1egoals.x1ec.x1ex1eTermsx1eusuallyx1eaboutx1e55x1eyearx1etermsx1eatx1e3-5x1ealongx1ewithx1erestrictionsx1ed.x1ex1ePossiblex1egapx1eloansx1efromx1eCDFIx1eownerx1ecarryx1eorx1eSectionx1e108x1eifx1etherex1eisx1ecashx1e6owx1eavailable.4.x1ePredevelopmentx1ea.x1ex1eHardx1etox1egetx1eunlessx1eyoux1ehavex1eax1estrongx1ebalancex1esheetx1eorx1ehavex1eanx1eextensivex1esuccessfulx1etrackx1erecordx1ex1ex1eb.x1eLocalx1egovernmentx1eisx1eyourx1ebestx1esourcex1ec.x1ex1eIntermediaryx1esourcesx1esuchx1easx1eLocalx1eInitiativesx1eSupportx1eCorporationx1eEnterprisex1eorx1ethex1eLowx1eIncomex1eInvestmentx1eFundsx1earex1echeapx1ebutx1emayx1etakex1esomex1etimex1etox1eapprovex1ed.x1ex1eCommercialx1eBankx1elinesx1eofx1ecredit.x1ex1eManyx1einstitutionsx1eofferx1elinesx1eusingx1einvestmentx1efundsx1einx1ethex1eformx1eofx1eequityx1eequivalentx1eloans.x1ex1eThesex1earex1ebasedx1eonx1eorganizationalx1enancialx1estrength.EquITyANDDEbTsOuRcEsThex1efollowingx1eisx1eax1eshortx1esummaryx1eofx1esomex1esourcesx1eforx1eequityx1egrantsx1eandx1edebtx1eloansx1eforx1ecommunityx1eeconomicx1edevelopmentx1eprojectsx1edevelopedx1ebyx1enonprotx1ecommunityx1edevelopmentx1eorganizations.x1ex1eWex1ehavex1eaddedx1esomex1ecommentsx1eandx1ethoughtsx1eunderx1ex1cNOTEx1dx1ere6ectingx1ewhatx1ewex1earex1eseeingx1einx1ethex1emarketplace.x1ex1eThisx1eanalysisx1edoesx1enotx1ere6ectx1ex1cofcialx1dx1efundingx1eguidelinesx1eandx1edevelopersx1eneedx1etox1ereviewx1ethex1eguidelinesx1eandx1efundingx1erequirementsx1eofx1eeachx1eprogramx1eorx1elendingx1einstitution.Somex1eofx1ethex1ekeyx1esuggestionsx1eofx1eemphasizex1earex1e1.x1ex1ex1cBex1ereadyx1etox1ehavex1eanx1eearlyx1ediscussionx1dx1ex1eHavex1eyourx1econceptx1epaperx1ereadyx1ethatx1edenesx1ethex1eprojectx1easx1ebestx1easx1eyoux1ecanx1eandx1ehavex1enumbersx1ereadyx1etheyx1eneedx1etox1eknowx1ehowx1emuchx1eyoux1eneed.x1ex1eExplainx1ehowx1ethex1eprojectx1emeetsx1ethex1egoalsx1eofx1ethex1etargetedx1efundingx1eprogramx1eandx1eletx1ethemx1eknowx1eaboutx1eallx1eofx1ethex1elocalx1epartnersx1efInAnCInG